Financial Guidance for Surrogates Throughout Their Third-Party Journeys

As part of their compensation package, a surrogacy agency may provide additional benefits to their gestational carriers; benefits may include support for health/wellness and even financial guidance throughout their third-party journeys. Working with a surrogacy agency that provides such additional support is ideal because it shows how much they truly care about you.

Why Surrogates Should Seek Financial Guidance

As a gestational surrogate, you are making an enormous commitment to a hopeful family. Some intended families struggle with fertility while others are physically unable to carry a child. Your willingness to step in to help a family is incredibly generous and selfless.

Surrogacy is legal and regulated within certain states in the US, with laws to protect both you and your intended parent/s. Under these laws, you may be legally compensated for your efforts in order to fulfill another family’s dreams.

One of the first steps in a third party journey is to draft a gestational surrogacy agreement, or GSA. Your ART attorney will represent you as the surrogate and collaborate with your intended parents’ attorney to draft this agreement. It specifies the compensation you will be due to receive at explicit milestones throughout your surrogacy journey. In addition to base compensation, you will also be reimbursed for certain expenses throughout your third-party fertility journey.

The decision to carry a pregnancy as a gestational surrogate for another family is not without risk. The compensation and expense reimbursements that you receive should be managed by a highly reputable and specialized escrow provider who is independent from your surrogacy agency and the attorney representing your intended parents. An independent surrogacy escrow provider will ensure that you and your family are provided with the highest level of protection and security throughout your journey.

Key Benefits of the SeedCoach Financial Guidance Program for Surrogates

By providing you with unlimited one-on-one coaching with an experienced, compassionate financial coach, SeedCoach will:

  • Reduce your financial stress during and after your surrogacy journey
  • Help you achieve financial freedom and security in the long-term by:
    • Setting a meaningful and attainable goal with your surrogacy compensation
    • Helping you understand the financial pitfalls that other surrogates have encountered during their journeys
    • Creating a comprehensive strategy that will give you peace of mind

What Will Surrogates Gain by Utilizing the SeedCoach Program?

Determine the maximum financial benefit from your compensation. Our expert financial coaches will customize your financial program based on the compensation associated with the contract you entered into with your intended parent(s).

Improve your current financial situation with invaluable tools, templates and individual guidance in many areas. Through the SeedCoach program, you will:

  • Understand when and why you will be receiving your payments
  • Establish your household budget
  • Reduce your debt
  • Set up an emergency fund for your family
  • Learn how your credit affects other areas of your life

Why Has Your Surrogacy Agency Decided to Offer SeedCoach Financial Guidance?

Surrogacy agencies who have chosen to offer SeedCoach Fertility Financial Guidance as a benefit to their surrogates are providing a gift that you and your family may utilize far beyond your third party journey.

You are making parenthood a possibility for a deserving family; without your assistance, that would be impossible for them. Given your incredible commitment, your agency is offering you a benefit that will improve your life long after your surrogacy journey has come to an end.

Having a bright financial future is possible. Our highly trained and professional financial coaches look forward to working with you throughout your surrogacy journey. We recognize that you are extraordinary and are excited to help you build a strong and sustainable financial future!

Ready to get started?

Ask your agency if the SeedCoach Fertility Financial Guidance program is included in your surrogacy compensation package!

Financial Guidance for Intended Parents through your Surrogacy or Egg Donor Journey

Having to make a major investment to have a family feels very unfair. I’ve been there and the terror of maybe never being able to be a parent compounded with the fact that there was so much financial risk involved was daunting. A lot of advancements have come to light since I rolled the dice and ended up with 3 babies in less than a year. Fewer cycles and embryos are necessary in most cases which also equates to minimizing the overall cost associated with surrogacy and egg donor journeys.

While I was beyond fortunate to become a mother to a brood of boys, I didn’t have access to professional financial coaches who were knowledgeable and empathetic to my plight when I began my journey. Their assistance would have been immensely helpful in minimizing my fear and anxiety along the way.

One of the things that I struggled with was understanding why the variable side of the equation was so darn fuzzy. I finally got the hang of algebra in the 10th grade, but while I was struggling with fertility, I felt like I had slipped back into a dream where I had gone back to the 9th grade and all of the letters on the chalkboard look like straight-up gibberish. Having to make a financial investment in having a family already felt inequitable, but coupled with my inability to fully comprehend the variables and why there were applicable in my case made me angry.

When I look back, balancing the emotional and financial stressors of my journey was what caused me to feel so overwhelmed. Being connected with a professional who fully understood the financials of my third party fertility journey would have been great. But having access to a financial coach who would truly appreciate my deep-seated angst about becoming a mother, had a full understanding of the fixed and variable fees associated with my journey, and would help me navigate my budget throughout the process would have been a gift.

SeedCoach offers intended parents the ability to work directly with financial coaches who have a great deal of experience guiding families through all of the fees associated with surrogacy and egg donor journeys. They provide tools that will enable intended parents the ability to clearly see the existing resources available to them to fund their journeys. If/when gaps are discovered through that budgeting process, the coaches will collaborate to find the necessary funds to fully fund their journeys  The coaches all have a personal connection to building families through third parties. It is these personal and professional experiences are what make them especially talented.

I can tell you that as soon as I held my boys, I no longer considered the money it took to build our family. I hear the same from the other parents with whom I’ve had the pleasure of helping throughout the years. The investment was the best I ever made.

Denise Steele is a Consultant for SeedCoach. She was an intended mother back in 2008 and created her family through third-party fertility and domestic private adoption. Her 3 sons were all born the same year. She has a deep appreciation for what intended parents experience throughout their fertility journeys.